/* ============================================
   AOMIRA VENTURES - Main Stylesheet
   ============================================ */

:root {
  --primary: #020021;
  --primary-hover: #0B0B5C;
  --gold: #D4AF37;
  --gold-dark: #B8962E;
  --gold-light: #E8C86A;
  --white: #FFFFFF;
  --off-white: #F8F9FC;
  --text-dark: #1A1A2E;
  --text-muted: #6B7280;
  --border: #E5E7EB;
  --green: #1A4D3E;
  --blue-mid: #1E3A5F;
  --shadow: 0 4px 24px rgba(2, 0, 33, 0.08);
  --shadow-lg: 0 12px 40px rgba(2, 0, 33, 0.14);
  --radius: 10px;
  --transition: 0.3s ease;
  --header-h: 120px;
  --topbar-h: 50px;
  --font-heading: 'Poppins', sans-serif;
  --font-body: 'Open Sans', sans-serif;
  --container: 1200px;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
  transition: color var(--transition), background var(--transition), transform var(--transition);
}

ul, ol { list-style: none; }

button, input, textarea, select {
  font-family: inherit;
  border: none;
  outline: none;
}

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 90px 0; }
.section--sm { padding: 60px 0; }
.section--dark {
  background: var(--primary);
  color: var(--white);
}
.section--light { background: var(--off-white); }

/* Typography */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.25;
  color: var(--primary);
}

.section--dark h1,
.section--dark h2,
.section--dark h3,
.section--dark h4 { color: var(--white); }

.section-label {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-bottom: 12px;
}

.section-label__line {
  width: 48px;
  height: 2px;
  background: var(--gold);
  position: relative;
}

.section-label__line::after {
  content: '';
  position: absolute;
  top: 50%;
  width: 8px;
  height: 8px;
  background: var(--gold);
  transform: translateY(-50%) rotate(45deg);
}

.section-label__line--left::after { right: -10px; }
.section-label__line--right::after { left: -10px; }

.section-title {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  text-align: center;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 12px;
}

.section-subtitle {
  text-align: center;
  color: var(--text-muted);
  max-width: 560px;
  margin: 0 auto 48px;
  font-size: 1.05rem;
}

.category-title {
  font-size: 1.5rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 16px;
}

.category-title::after {
  content: '';
  width: 60px;
  height: 2px;
  background: var(--gold);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  border-radius: 6px;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  white-space: nowrap;
}

.btn--gold {
  background: var(--gold);
  color: var(--primary);
  border-color: var(--gold);
}

.btn--gold:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(212, 175, 55, 0.35);
}

.btn--outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.5);
}

.btn--outline:hover {
  background: var(--white);
  color: var(--primary);
  border-color: var(--white);
}

.btn--primary {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}

.btn--primary:hover {
  background: var(--primary-hover);
  border-color: var(--primary-hover);
  transform: translateY(-2px);
}

.btn--outline-dark {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}

.btn--outline-dark:hover {
  background: var(--primary);
  color: var(--white);
}

.btn--block {
  width: 100%;
}

.btn svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

/* ========== TOPBAR ========== */
.topbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: var(--topbar-h);
  z-index: 1001;
  background: linear-gradient(90deg, #010018 0%, #0B0B5C 50%, #010018 100%);
  border-bottom: 1px solid rgba(212, 175, 55, 0.25);
  transition: transform 0.35s ease, opacity 0.35s ease;
  display: flex;
  align-items: center;
}

.topbar.is-hidden {
  transform: translateY(-100%);
  opacity: 0;
  pointer-events: none;
}

.topbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  width: 100%;
  height: 100%;
}

.topbar__social {
  display: flex;
  align-items: center;
  gap: 8px;
}

.topbar__social a {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all var(--transition);
}

.topbar__social a:hover {
  background: var(--gold);
  border-color: var(--gold);
  transform: translateY(-1px);
}

.topbar__social a svg {
  width: 14px;
  height: 14px;
  fill: rgba(255, 255, 255, 0.85);
}

.topbar__social a:hover svg { fill: var(--primary); }

.topbar__contact {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.topbar__contact a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.85);
  letter-spacing: 0.2px;
}

.topbar__contact a svg {
  width: 14px;
  height: 14px;
  fill: var(--gold);
  flex-shrink: 0;
}

.topbar__contact a:hover { color: var(--gold); }

/* ========== HEADER ========== */
.header {
  position: fixed;
  top: var(--topbar-h);
  left: 0;
  width: 100%;
  z-index: 1000;
  background: transparent;
  transition: background var(--transition), box-shadow var(--transition), padding var(--transition), top 0.35s ease;
  padding: 12px 0;
}

body.topbar-hidden .header {
  top: 0;
}

.header.scrolled {
  background: rgba(2, 0, 33, 0.97);
  box-shadow: 0 2px 20px rgba(0, 0, 0, 0.3);
  padding: 6px 0;
  backdrop-filter: blur(12px);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.logo img {
  height: 96px;
  width: auto;
}

.nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav__list {
  display: flex;
  align-items: center;
  gap: 2px;
}

.nav__item {
  position: relative;
}

.nav__link {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 10px 12px;
  font-family: var(--font-heading);
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.85);
  transition: color var(--transition);
}

.nav__link:hover,
.nav__link.active,
.nav__item:hover > .nav__link {
  color: var(--gold);
}

.nav__link svg {
  width: 10px;
  height: 10px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.5;
  transition: transform var(--transition);
}

.nav__item:hover > .nav__link svg {
  transform: rotate(180deg);
}

/* Dropdown */
.dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 220px;
  background: var(--white);
  border-radius: 8px;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all var(--transition);
  padding: 8px 0;
  z-index: 100;
}

.nav__item:hover > .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown a {
  display: block;
  padding: 10px 20px;
  font-size: 0.875rem;
  color: var(--text-dark);
  font-family: var(--font-body);
  text-transform: none;
  letter-spacing: 0;
}

.dropdown a:hover {
  background: var(--off-white);
  color: var(--gold);
  padding-left: 24px;
}

/* Mega Menu */
.mega-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(10px);
  width: 680px;
  background: var(--white);
  border-radius: 12px;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition);
  padding: 28px;
  z-index: 100;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.nav__item:hover > .mega-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.mega-menu__col h4 {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--gold);
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--border);
}

.mega-menu__col a {
  display: block;
  padding: 7px 0;
  font-size: 0.85rem;
  color: var(--text-dark);
}

.mega-menu__col a:hover {
  color: var(--gold);
  padding-left: 6px;
}

.header__actions {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-shrink: 0;
}

.header__phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 600;
}

.header__phone svg {
  width: 18px;
  height: 18px;
  fill: var(--gold);
}

.header__phone:hover { color: var(--gold); }

.header .btn--gold {
  padding: 10px 20px;
  font-size: 0.75rem;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  z-index: 1001;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: all var(--transition);
  border-radius: 2px;
}

.hamburger.active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.hamburger.active span:nth-child(2) { opacity: 0; }

.hamburger.active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Page header light variant */
.header--light {
  background: var(--primary);
}

.header--light.scrolled {
  background: rgba(2, 0, 33, 0.97);
}

/* ========== HERO ========== */
.hero {
  position: relative;
  min-height: 100vh;
  min-height: 100dvh;
  display: flex;
  align-items: center;
  background: var(--primary);
  overflow: hidden;
  padding-top: calc(var(--header-h) + var(--topbar-h));
  padding-bottom: 48px;
}

.hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero__bg-img {
  position: absolute;
  top: 0;
  right: 0;
  width: 58%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
  transform: scale(1.08);
  animation: heroKenBurns 18s ease-in-out infinite alternate;
}

.hero__overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(
      105deg,
      #020021 0%,
      #020021 36%,
      rgba(2, 0, 33, 0.94) 46%,
      rgba(2, 0, 33, 0.55) 62%,
      rgba(2, 0, 33, 0.18) 78%,
      transparent 100%
    ),
    linear-gradient(180deg, rgba(2, 0, 33, 0.35) 0%, transparent 28%, rgba(2, 0, 33, 0.45) 100%);
  z-index: 1;
}

.hero__glow {
  position: absolute;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212, 175, 55, 0.18) 0%, transparent 68%);
  left: 8%;
  bottom: 8%;
  z-index: 1;
  pointer-events: none;
  filter: blur(10px);
  animation: heroGlow 6s ease-in-out infinite alternate;
}

.hero__curve {
  position: absolute;
  top: -8%;
  left: 41%;
  width: 200px;
  height: 116%;
  z-index: 2;
  pointer-events: none;
}

.hero__curve svg {
  width: 100%;
  height: 100%;
  filter: drop-shadow(0 0 10px rgba(212, 175, 55, 0.4));
}

.hero__curve-path {
  stroke-dasharray: 1400;
  stroke-dashoffset: 1400;
  animation: heroCurveDraw 2.2s ease forwards 0.4s;
}

.hero__curve-path--soft {
  animation-delay: 0.7s;
}

.hero__container {
  position: relative;
  z-index: 3;
  width: 100%;
}

.hero__content {
  position: relative;
  z-index: 3;
  max-width: 600px;
  padding: 40px 0 72px;
}

.hero__brand {
  font-family: var(--font-heading);
  font-size: clamp(1.35rem, 2.4vw, 1.85rem);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 18px;
  position: relative;
  display: inline-block;
  animation: fadeInUp 0.8s ease 0.15s both;
}

.hero__brand::after {
  content: '';
  display: block;
  width: 56px;
  height: 2px;
  margin-top: 12px;
  background: linear-gradient(90deg, var(--gold), transparent);
}

.hero__title {
  font-size: clamp(2.4rem, 5vw, 3.85rem);
  color: var(--white);
  margin-bottom: 18px;
  line-height: 1.12;
  letter-spacing: -0.02em;
  animation: fadeInUp 0.85s ease 0.28s both;
}

.hero__title span {
  color: var(--gold);
  position: relative;
  display: inline-block;
}

.hero__title span::after {
  content: '';
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0.08em;
  height: 0.18em;
  background: rgba(212, 175, 55, 0.22);
  z-index: -1;
  border-radius: 2px;
}

.hero__text {
  font-size: clamp(1.02rem, 1.5vw, 1.18rem);
  color: rgba(255, 255, 255, 0.82);
  margin-bottom: 34px;
  line-height: 1.75;
  max-width: 520px;
  animation: fadeInUp 0.85s ease 0.4s both;
}

.hero__btns {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  animation: fadeInUp 0.85s ease 0.52s both;
}

.hero__btn-call {
  backdrop-filter: blur(8px);
  background: rgba(255, 255, 255, 0.04);
}

.hero__btn-call:hover {
  background: var(--white);
}

.hero__scroll {
  position: absolute;
  left: 50%;
  bottom: 28px;
  transform: translateX(-50%);
  z-index: 4;
  width: 28px;
  height: 44px;
  border: 2px solid rgba(212, 175, 55, 0.55);
  border-radius: 20px;
  display: flex;
  justify-content: center;
  padding-top: 8px;
  transition: border-color var(--transition);
}

.hero__scroll span {
  width: 4px;
  height: 10px;
  border-radius: 4px;
  background: var(--gold);
  animation: heroScrollDot 1.6s ease-in-out infinite;
}

.hero__scroll:hover {
  border-color: var(--gold);
}

/* ========== FEATURES BAR ========== */
.features-bar {
  background: var(--white);
  box-shadow: var(--shadow);
  position: relative;
  z-index: 10;
  margin-top: -40px;
  border-radius: var(--radius);
}

.features-bar__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 36px 28px;
  border-right: 1px solid var(--border);
  transition: background var(--transition);
}

.feature-item:last-child { border-right: none; }

.feature-item:hover {
  background: var(--off-white);
}

.feature-item__icon {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, rgba(212, 175, 55, 0.15), rgba(212, 175, 55, 0.05));
  border-radius: 12px;
}

.feature-item__icon svg {
  width: 28px;
  height: 28px;
  fill: var(--gold);
}

.feature-item__title {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 4px;
}

.feature-item__text {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* ========== SERVICES OVERVIEW (HOME) ========== */
.services-overview__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  align-items: stretch;
}

.service-cat {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition), box-shadow var(--transition);
}

.service-cat:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.service-cat__header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 20px 24px;
  color: var(--white);
}

.service-cat__header--loans { background: var(--primary); }
.service-cat__header--invest { background: var(--green); }
.service-cat__header--insure { background: var(--blue-mid); }

.service-cat__header svg {
  width: 28px;
  height: 28px;
  fill: var(--gold);
}

.service-cat__header h3 {
  color: var(--white);
  font-size: 1.1rem;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.service-cat__body {
  padding: 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.service-mini {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 8px 0;
  transition: transform var(--transition);
}

.service-mini:hover {
  transform: translateX(4px);
}

.service-mini__icon {
  width: 40px;
  height: 40px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(212, 175, 55, 0.12);
  border-radius: 8px;
}

.service-mini__icon svg {
  width: 22px;
  height: 22px;
  fill: var(--gold);
}

.service-mini__title {
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 2px;
}

.service-mini__text {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.4;
}

.service-cat__footer {
  padding: 0 24px 24px;
}

.service-cat__footer .btn--loans { background: var(--primary); border-color: var(--primary); color: var(--white); }
.service-cat__footer .btn--loans:hover { background: var(--primary-hover); }
.service-cat__footer .btn--invest { background: var(--green); border-color: var(--green); color: var(--white); }
.service-cat__footer .btn--invest:hover { background: #143D32; }
.service-cat__footer .btn--insure { background: var(--blue-mid); border-color: var(--blue-mid); color: var(--white); }
.service-cat__footer .btn--insure:hover { background: #152D4A; }

.insurance-grid-mini {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.insurance-chip {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px;
  border-radius: 6px;
  transition: background var(--transition);
}

.insurance-chip:hover { background: var(--off-white); }

.insurance-chip svg {
  width: 20px;
  height: 20px;
  fill: var(--gold);
  flex-shrink: 0;
}

.insurance-chip span {
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--primary);
}

/* ========== STATS ========== */
.stats {
  background: var(--primary);
  padding: 60px 0;
}

.stats__grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 24px;
  text-align: center;
}

.stat-item__icon {
  width: 48px;
  height: 48px;
  margin: 0 auto 12px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.stat-item__icon svg {
  width: 36px;
  height: 36px;
  fill: var(--gold);
}

.stat-item__number {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1.2;
}

.stat-item__label {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.75);
  margin-top: 4px;
}

/* ========== PAGE BANNER ========== */
.page-banner {
  background: var(--primary);
  padding: calc(140px + var(--topbar-h)) 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 50%, rgba(212, 175, 55, 0.08) 0%, transparent 50%),
    radial-gradient(circle at 80% 30%, rgba(212, 175, 55, 0.06) 0%, transparent 40%);
}

.page-banner__title {
  position: relative;
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 12px;
}

.breadcrumb {
  position: relative;
  display: flex;
  justify-content: center;
  gap: 8px;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.6);
}

.breadcrumb a { color: var(--gold); }
.breadcrumb a:hover { color: var(--gold-light); }
.breadcrumb span { color: rgba(255, 255, 255, 0.4); }

/* ========== SERVICE CARDS (SERVICES PAGE) ========== */
.services-category {
  margin-bottom: 70px;
}

.services-category:last-child { margin-bottom: 0; }

.card-grid {
  display: grid;
  gap: 24px;
}

.card-grid--5 {
  grid-template-columns: repeat(5, 1fr);
}

.card-grid--8 {
  grid-template-columns: repeat(8, 1fr);
}

.card-grid--3 {
  grid-template-columns: repeat(3, 1fr);
}

.card-grid--4 {
  grid-template-columns: repeat(4, 1fr);
}

.svc-card {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform var(--transition), box-shadow var(--transition);
  display: flex;
  flex-direction: column;
}

.svc-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
}

.svc-card__img {
  position: relative;
  height: 160px;
  overflow: hidden;
}

.svc-card__img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.svc-card:hover .svc-card__img img {
  transform: scale(1.08);
}

.svc-card__body {
  padding: 20px 16px 24px;
  text-align: center;
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.svc-card__title {
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 8px;
  color: var(--primary);
}

.svc-card__text {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-bottom: 12px;
  line-height: 1.5;
  flex: 1;
}

.svc-card__line {
  width: 30px;
  height: 2px;
  background: var(--gold);
  margin-bottom: 14px;
}

.svc-card .btn {
  padding: 8px 16px;
  font-size: 0.7rem;
}

.card-grid--8 .svc-card__img { height: 120px; }
.card-grid--8 .svc-card__title { font-size: 0.75rem; }
.card-grid--8 .svc-card__text { font-size: 0.7rem; }

/* ========== WHY CHOOSE / ABOUT ========== */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-grid__img {
  position: relative;
  border-radius: 12px;
  overflow: hidden;
}

.about-grid__img img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  border-radius: 12px;
}

.about-grid__img::after {
  content: '';
  position: absolute;
  bottom: -12px;
  right: -12px;
  width: 60%;
  height: 60%;
  border: 3px solid var(--gold);
  border-radius: 12px;
  z-index: -1;
}

.about-content .section-title {
  text-align: left;
  margin-bottom: 16px;
}

.about-content p {
  color: var(--text-muted);
  margin-bottom: 16px;
}

.about-list {
  margin: 24px 0;
}

.about-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 8px 0;
  font-size: 0.95rem;
  color: var(--text-dark);
}

.about-list li svg {
  width: 20px;
  height: 20px;
  fill: var(--gold);
  flex-shrink: 0;
  margin-top: 2px;
}

/* ========== PROCESS ========== */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  counter-reset: step;
}

.process-item {
  text-align: center;
  position: relative;
}

.process-item::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 700;
  color: rgba(212, 175, 55, 0.2);
  display: block;
  line-height: 1;
  margin-bottom: 12px;
}

.process-item__icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--primary), var(--primary-hover));
  border-radius: 50%;
}

.process-item__icon svg {
  width: 28px;
  height: 28px;
  fill: var(--gold);
}

.process-item h4 {
  font-size: 1.1rem;
  margin-bottom: 8px;
}

.process-item p {
  font-size: 0.875rem;
  color: var(--text-muted);
}

/* ========== TESTIMONIALS ========== */
.testimonials-slider {
  position: relative;
  overflow: hidden;
}

.testimonials-track {
  display: flex;
  transition: transform 0.5s ease;
}

.testimonial-card {
  min-width: 100%;
  padding: 0 12px;
  box-sizing: border-box;
}

@media (min-width: 768px) {
  .testimonial-card { min-width: 50%; }
}

@media (min-width: 1024px) {
  .testimonial-card { min-width: 33.333%; }
}

.testimonial-inner {
  background: var(--white);
  border-radius: 12px;
  padding: 32px;
  box-shadow: var(--shadow);
  height: 100%;
  border-top: 3px solid var(--gold);
}

.testimonial-stars {
  color: var(--gold);
  font-size: 1rem;
  margin-bottom: 12px;
  letter-spacing: 2px;
}

.testimonial-text {
  font-size: 0.95rem;
  color: var(--text-muted);
  font-style: italic;
  margin-bottom: 20px;
  line-height: 1.7;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.testimonial-author__avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--gold));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1rem;
}

.testimonial-author__name {
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--primary);
}

.testimonial-author__role {
  font-size: 0.8rem;
  color: var(--text-muted);
}

.slider-nav {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-top: 32px;
}

.slider-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background var(--transition);
}

.slider-btn:hover { background: var(--gold); color: var(--primary); }

.slider-btn svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.slider-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 16px;
}

.slider-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--border);
  cursor: pointer;
  transition: background var(--transition);
}

.slider-dot.active { background: var(--gold); }

/* ========== FAQ ========== */
.faq-list {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: 8px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: box-shadow var(--transition);
}

.faq-item.active {
  box-shadow: var(--shadow);
  border-color: var(--gold);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 24px;
  background: var(--white);
  cursor: pointer;
  text-align: left;
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  color: var(--primary);
  transition: background var(--transition);
}

.faq-question:hover { background: var(--off-white); }

.faq-question svg {
  width: 20px;
  height: 20px;
  fill: var(--gold);
  flex-shrink: 0;
  transition: transform var(--transition);
}

.faq-item.active .faq-question svg {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}

.faq-item.active .faq-answer {
  max-height: 400px;
}

.faq-answer p {
  padding: 0 24px 20px;
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* ========== BLOG CARDS ========== */
.blog-card {
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform var(--transition), box-shadow var(--transition);
}

.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.blog-card__img {
  height: 200px;
  overflow: hidden;
  position: relative;
}

.blog-card__img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.blog-card:hover .blog-card__img img {
  transform: scale(1.06);
}

.blog-card__badge {
  position: absolute;
  top: 12px;
  left: 12px;
  background: var(--gold);
  color: var(--primary);
  font-family: var(--font-heading);
  font-size: 0.7rem;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: 4px;
  text-transform: uppercase;
}

.blog-card__body { padding: 24px; }

.blog-card__meta {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-bottom: 8px;
}

.blog-card__title {
  font-size: 1.15rem;
  margin-bottom: 10px;
  transition: color var(--transition);
}

.blog-card:hover .blog-card__title { color: var(--gold); }

.blog-card__excerpt {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 16px;
}

/* ========== CTA BANNER ========== */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-hover) 100%);
  padding: 70px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(212, 175, 55, 0.08);
  top: -100px;
  right: -50px;
}

.cta-banner h2 {
  color: var(--white);
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  margin-bottom: 12px;
}

.cta-banner p {
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 28px;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

.cta-banner__btns {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ========== CONTACT FORM ========== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 48px;
}

.contact-info-card {
  background: var(--primary);
  color: var(--white);
  border-radius: 12px;
  padding: 40px;
}

.contact-info-card h3 {
  color: var(--white);
  margin-bottom: 8px;
}

.contact-info-card > p {
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 32px;
  font-size: 0.95rem;
}

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 24px;
}

.contact-detail__icon {
  width: 44px;
  height: 44px;
  background: rgba(212, 175, 55, 0.15);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-detail__icon svg {
  width: 20px;
  height: 20px;
  fill: var(--gold);
}

.contact-detail h4 {
  color: var(--gold);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 4px;
}

.contact-detail p,
.contact-detail a {
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.95rem;
}

.contact-detail a:hover { color: var(--gold); }

.social-links {
  display: flex;
  gap: 12px;
  margin-top: 32px;
}

.social-links a {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition);
}

.social-links a:hover { background: var(--gold); }

.social-links a svg {
  width: 18px;
  height: 18px;
  fill: var(--white);
}

.social-links a:hover svg { fill: var(--primary); }

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-family: var(--font-heading);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 14px 16px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 0.95rem;
  color: var(--text-dark);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.15);
}

.form-group textarea {
  min-height: 140px;
  resize: vertical;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.map-placeholder {
  width: 100%;
  height: 350px;
  background: var(--off-white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--border);
  margin-top: 48px;
  position: relative;
  overflow: hidden;
}

.map-placeholder iframe {
  width: 100%;
  height: 100%;
  border: 0;
}

.map-fallback {
  text-align: center;
  color: var(--text-muted);
}

.map-fallback svg {
  width: 48px;
  height: 48px;
  fill: var(--gold);
  margin: 0 auto 12px;
}

/* ========== FOOTER ========== */
.footer {
  background: var(--primary);
  color: rgba(255, 255, 255, 0.75);
  padding-top: 70px;
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer__brand .logo {
  margin-bottom: 16px;
}

.footer__brand p {
  font-size: 0.9rem;
  line-height: 1.7;
  margin-bottom: 20px;
}

.footer h4 {
  color: var(--white);
  font-size: 1.05rem;
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 12px;
}

.footer h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 40px;
  height: 2px;
  background: var(--gold);
}

.footer__links li { margin-bottom: 10px; }

.footer__links a {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.7);
  transition: color var(--transition), padding-left var(--transition);
}

.footer__links a:hover {
  color: var(--gold);
  padding-left: 6px;
}

.newsletter-form {
  display: flex;
  gap: 0;
  margin-top: 12px;
}

.newsletter-form input {
  flex: 1;
  padding: 12px 16px;
  border-radius: 6px 0 0 6px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-right: none;
}

.newsletter-form input::placeholder {
  color: rgba(255, 255, 255, 0.4);
}

.newsletter-form button {
  padding: 12px 18px;
  background: var(--gold);
  color: var(--primary);
  border-radius: 0 6px 6px 0;
  cursor: pointer;
  font-weight: 600;
  font-family: var(--font-heading);
  font-size: 0.85rem;
  transition: background var(--transition);
}

.newsletter-form button:hover { background: var(--gold-dark); }

.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px 0;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.85rem;
}

.footer__legal {
  display: flex;
  gap: 20px;
}

.footer__legal a:hover { color: var(--gold); }

/* ========== MISC PAGE STYLES ========== */
.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.value-card {
  text-align: center;
  padding: 36px 28px;
  background: var(--white);
  border-radius: 12px;
  box-shadow: var(--shadow);
  transition: transform var(--transition);
}

.value-card:hover { transform: translateY(-4px); }

.value-card__icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, rgba(212, 175, 55, 0.2), rgba(212, 175, 55, 0.05));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.value-card__icon svg {
  width: 28px;
  height: 28px;
  fill: var(--gold);
}

.value-card h4 {
  margin-bottom: 10px;
  font-size: 1.15rem;
}

.value-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}

.team-card {
  text-align: center;
  background: var(--white);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform var(--transition);
}

.team-card:hover { transform: translateY(-6px); }

.team-card__img {
  height: 240px;
  background: linear-gradient(160deg, var(--primary) 0%, var(--primary-hover) 60%, rgba(212, 175, 55, 0.3) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
}

.team-card__img span {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.3);
}

.team-card__body { padding: 20px; }

.team-card h4 {
  font-size: 1.1rem;
  margin-bottom: 4px;
}

.team-card__role {
  color: var(--gold);
  font-size: 0.85rem;
  font-weight: 600;
}

.timeline {
  position: relative;
  max-width: 700px;
  margin: 0 auto;
  padding-left: 40px;
}

.timeline::before {
  content: '';
  position: absolute;
  left: 8px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--gold);
}

.timeline-item {
  position: relative;
  padding-bottom: 40px;
}

.timeline-item::before {
  content: '';
  position: absolute;
  left: -36px;
  top: 6px;
  width: 14px;
  height: 14px;
  background: var(--gold);
  border-radius: 50%;
  border: 3px solid var(--white);
  box-shadow: 0 0 0 2px var(--gold);
}

.timeline-item__year {
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 4px;
}

.timeline-item h4 {
  margin-bottom: 6px;
}

.timeline-item p {
  font-size: 0.9rem;
  color: var(--text-muted);
}

.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  align-items: start;
}

.pricing-card {
  background: var(--white);
  border-radius: 12px;
  box-shadow: var(--shadow);
  padding: 40px 32px;
  text-align: center;
  border: 2px solid transparent;
  transition: transform var(--transition), border-color var(--transition);
}

.pricing-card:hover,
.pricing-card--featured {
  border-color: var(--gold);
  transform: translateY(-6px);
}

.pricing-card--featured {
  background: var(--primary);
  color: var(--white);
}

.pricing-card--featured h3,
.pricing-card--featured .pricing-card__price { color: var(--white); }

.pricing-card--featured .pricing-card__price span { color: var(--gold); }

.pricing-card h3 {
  font-size: 1.3rem;
  margin-bottom: 8px;
}

.pricing-card__price {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--primary);
  margin: 16px 0;
}

.pricing-card__price span {
  font-size: 1rem;
  font-weight: 400;
  color: var(--text-muted);
}

.pricing-card ul {
  text-align: left;
  margin: 24px 0;
}

.pricing-card li {
  padding: 8px 0;
  font-size: 0.9rem;
  display: flex;
  align-items: center;
  gap: 10px;
  border-bottom: 1px solid var(--border);
}

.pricing-card--featured li {
  border-color: rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.85);
}

.pricing-card li svg {
  width: 16px;
  height: 16px;
  fill: var(--gold);
  flex-shrink: 0;
}

.career-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 16px;
  transition: box-shadow var(--transition), border-color var(--transition);
}

.career-card:hover {
  box-shadow: var(--shadow);
  border-color: var(--gold);
}

.career-card h4 {
  font-size: 1.15rem;
  margin-bottom: 6px;
}

.career-card__meta {
  display: flex;
  gap: 16px;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.legal-content {
  max-width: 800px;
  margin: 0 auto;
}

.legal-content h2 {
  font-size: 1.4rem;
  margin: 32px 0 12px;
}

.legal-content h3 {
  font-size: 1.15rem;
  margin: 24px 0 10px;
}

.legal-content p,
.legal-content li {
  color: var(--text-muted);
  margin-bottom: 12px;
  font-size: 0.95rem;
}

.legal-content ul {
  list-style: disc;
  padding-left: 24px;
  margin-bottom: 16px;
}

.error-page {
  min-height: 80vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 140px 24px 80px;
  background: var(--primary);
}

.error-page__code {
  font-family: var(--font-heading);
  font-size: clamp(6rem, 15vw, 10rem);
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 16px;
}

.error-page h1 {
  color: var(--white);
  font-size: 2rem;
  margin-bottom: 12px;
}

.error-page p {
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 32px;
  max-width: 400px;
  margin-left: auto;
  margin-right: auto;
}

/* Service Details */
.details-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
}

.details-sidebar {
  position: sticky;
  top: calc(130px + var(--topbar-h));
}

.sidebar-box {
  background: var(--off-white);
  border-radius: 12px;
  padding: 28px;
  margin-bottom: 24px;
}

.sidebar-box h4 {
  margin-bottom: 16px;
  font-size: 1.1rem;
}

.sidebar-links a {
  display: block;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.9rem;
  color: var(--text-dark);
}

.sidebar-links a:hover,
.sidebar-links a.active {
  color: var(--gold);
}

.benefit-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.95rem;
}

.benefit-list li svg {
  width: 20px;
  height: 20px;
  fill: var(--gold);
  flex-shrink: 0;
  margin-top: 2px;
}

.doc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.doc-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 16px;
  background: var(--off-white);
  border-radius: 8px;
  font-size: 0.9rem;
}

.doc-item svg {
  width: 18px;
  height: 18px;
  fill: var(--gold);
  flex-shrink: 0;
}

.resource-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 28px;
  transition: box-shadow var(--transition), border-color var(--transition);
}

.resource-card:hover {
  box-shadow: var(--shadow);
  border-color: var(--gold);
}

.resource-card__icon {
  width: 48px;
  height: 48px;
  background: rgba(212, 175, 55, 0.12);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.resource-card__icon svg {
  width: 24px;
  height: 24px;
  fill: var(--gold);
}

.resource-card h4 {
  margin-bottom: 8px;
}

.resource-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 16px;
}

/* Blog details */
.blog-article {
  max-width: 780px;
  margin: 0 auto;
}

.blog-article__meta {
  display: flex;
  gap: 20px;
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 24px;
  flex-wrap: wrap;
}

.blog-article__img {
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 32px;
  height: 400px;
}

.blog-article__img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.blog-article h2 {
  font-size: 1.5rem;
  margin: 28px 0 12px;
}

.blog-article p {
  color: var(--text-muted);
  margin-bottom: 16px;
  font-size: 1.05rem;
}

.blog-article ul {
  list-style: disc;
  padding-left: 24px;
  margin-bottom: 20px;
}

.blog-article li {
  color: var(--text-muted);
  margin-bottom: 8px;
}

/* Utility */
.text-center { text-align: center; }
.mt-1 { margin-top: 8px; }
.mt-2 { margin-top: 16px; }
.mt-3 { margin-top: 24px; }
.mt-4 { margin-top: 32px; }
.mb-1 { margin-bottom: 8px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.mb-4 { margin-bottom: 32px; }

.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 44px;
  height: 44px;
  background: var(--gold);
  color: var(--primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transition: all var(--transition);
  z-index: 999;
  box-shadow: 0 4px 16px rgba(212, 175, 55, 0.4);
}

.back-to-top.visible {
  opacity: 1;
  visibility: visible;
}

.back-to-top:hover {
  background: var(--gold-dark);
  transform: translateY(-3px);
}

.back-to-top svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

/* WhatsApp floating button */
.whatsapp-float {
  position: fixed;
  bottom: 28px;
  left: 28px;
  z-index: 999;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25D366;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.45);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  animation: wa-pulse 2.4s ease-in-out infinite;
}

.whatsapp-float:hover {
  transform: translateY(-3px) scale(1.06);
  box-shadow: 0 12px 28px rgba(37, 211, 102, 0.55);
  animation: none;
}

.whatsapp-float svg {
  width: 30px;
  height: 30px;
  fill: #fff;
}

.whatsapp-float__tooltip {
  position: absolute;
  left: calc(100% + 12px);
  top: 50%;
  transform: translateY(-50%);
  background: var(--primary);
  color: var(--white);
  font-family: var(--font-heading);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 8px 12px;
  border-radius: 8px;
  white-space: nowrap;
  opacity: 0;
  visibility: hidden;
  transition: all 0.25s ease;
  pointer-events: none;
  box-shadow: 0 6px 18px rgba(2, 0, 33, 0.2);
}

.whatsapp-float__tooltip::before {
  content: '';
  position: absolute;
  left: -5px;
  top: 50%;
  transform: translateY(-50%);
  border: 5px solid transparent;
  border-right-color: var(--primary);
}

.whatsapp-float:hover .whatsapp-float__tooltip {
  opacity: 1;
  visibility: visible;
}

@keyframes wa-pulse {
  0%, 100% { box-shadow: 0 8px 24px rgba(37, 211, 102, 0.45), 0 0 0 0 rgba(37, 211, 102, 0.35); }
  50% { box-shadow: 0 8px 24px rgba(37, 211, 102, 0.45), 0 0 0 12px rgba(37, 211, 102, 0); }
}

.form-success {
  display: none;
  padding: 16px;
  background: rgba(26, 77, 62, 0.1);
  border: 1px solid var(--green);
  border-radius: 8px;
  color: var(--green);
  margin-bottom: 16px;
  font-size: 0.9rem;
}

.form-success.show { display: block; }
/* ========== LOAN CALCULATOR ========== */
.calc-section {
  background:
    radial-gradient(ellipse at 0% 0%, rgba(212, 175, 55, 0.1) 0%, transparent 42%),
    radial-gradient(ellipse at 100% 100%, rgba(2, 0, 33, 0.05) 0%, transparent 45%),
    linear-gradient(180deg, #F7F8FC 0%, #EEF0F7 100%);
  position: relative;
  overflow: hidden;
}

.calc-section::before {
  content: '';
  position: absolute;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  border: 1px solid rgba(212, 175, 55, 0.12);
  top: -120px;
  right: -100px;
  pointer-events: none;
}

.calc-wrap {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 24px;
  align-items: stretch;
  position: relative;
  z-index: 1;
}

.calc-panel {
  border-radius: 20px;
  overflow: hidden;
}

.calc-panel--inputs {
  background: var(--white);
  box-shadow: 0 16px 48px rgba(2, 0, 33, 0.08);
  border: 1px solid rgba(229, 231, 235, 0.9);
  padding: 28px;
}

.calc-panel--results {
  background:
    linear-gradient(145deg, rgba(212, 175, 55, 0.12) 0%, transparent 38%),
    linear-gradient(165deg, #020021 0%, #0B0B5C 52%, #15156e 100%);
  color: var(--white);
  padding: 28px;
  position: relative;
  display: flex;
  flex-direction: column;
  box-shadow: 0 20px 50px rgba(2, 0, 33, 0.28);
  border: 1px solid rgba(212, 175, 55, 0.18);
}

.calc-panel--results::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 85% 15%, rgba(212, 175, 55, 0.16), transparent 40%);
  pointer-events: none;
}

.calc-type {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 8px;
  padding: 6px;
  background: var(--off-white);
  border-radius: 14px;
}

.calc-type__btn {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  padding: 11px 14px;
  border-radius: 10px;
  border: none;
  background: transparent;
  color: var(--text-muted);
  cursor: pointer;
  transition: all var(--transition);
  flex: 1 1 auto;
  text-align: center;
  white-space: nowrap;
}

.calc-type__btn:hover {
  color: var(--primary);
  background: rgba(212, 175, 55, 0.12);
}

.calc-type__btn.active {
  background: var(--primary);
  color: var(--white);
  box-shadow: 0 8px 18px rgba(2, 0, 33, 0.22);
}

.calc-field {
  margin-top: 22px;
  padding: 18px 16px 14px;
  border-radius: 14px;
  background: linear-gradient(180deg, #FAFBFE 0%, #F4F6FB 100%);
  border: 1px solid #E8EAF2;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.calc-field:focus-within {
  border-color: rgba(212, 175, 55, 0.55);
  box-shadow: 0 0 0 4px rgba(212, 175, 55, 0.12);
}

.calc-field__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 14px;
}

.calc-field__label {
  font-family: var(--font-heading);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--primary);
}

.calc-field__controls {
  display: flex;
  align-items: center;
  gap: 6px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 4px 8px 4px 12px;
}

.calc-input {
  width: 118px;
  padding: 8px 4px;
  border: none;
  border-radius: 6px;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
  text-align: right;
  background: transparent;
}

.calc-input:focus {
  outline: none;
}

.calc-input--sm { width: 64px; }

.calc-select {
  padding: 8px 10px;
  border: none;
  border-radius: 8px;
  font-size: 0.78rem;
  font-family: var(--font-heading);
  font-weight: 600;
  color: var(--primary);
  background: transparent;
  cursor: pointer;
}

.calc-prefix {
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--gold);
  font-size: 1rem;
}

.calc-suffix {
  font-size: 0.78rem;
  color: var(--text-muted);
  font-weight: 600;
  padding-right: 4px;
}

.calc-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(to right, var(--gold) 0%, var(--gold) var(--fill, 50%), #E1E4EE var(--fill, 50%), #E1E4EE 100%);
  outline: none;
  cursor: pointer;
}

.calc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #fff 0%, #fff 42%, var(--gold) 43%);
  border: 3px solid var(--gold);
  box-shadow: 0 4px 14px rgba(212, 175, 55, 0.45);
  cursor: grab;
  transition: transform var(--transition);
}

.calc-range::-webkit-slider-thumb:hover { transform: scale(1.1); }

.calc-range::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--gold);
  box-shadow: 0 4px 14px rgba(212, 175, 55, 0.45);
  cursor: grab;
}

.calc-range::-moz-range-track {
  height: 8px;
  border-radius: 999px;
  background: #E1E4EE;
}

.calc-field__meta {
  display: flex;
  justify-content: space-between;
  margin-top: 10px;
  font-size: 0.72rem;
  color: var(--text-muted);
  font-weight: 600;
}

.calc-results__top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 8px;
  position: relative;
  z-index: 1;
}

.calc-results__eyebrow {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  letter-spacing: 1.8px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 6px;
}

.calc-results__amount-hint {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.65);
}

.calc-results__amount-hint strong {
  color: var(--white);
  font-weight: 700;
}

.calc-emi-hero {
  position: relative;
  z-index: 1;
  display: flex;
  justify-content: center;
  margin: 12px 0 20px;
}

.calc-ring {
  position: relative;
  width: 200px;
  height: 200px;
}

.calc-chart {
  width: 200px;
  height: 200px;
  transform: rotate(-90deg);
}

.calc-chart circle {
  fill: none;
  stroke-width: 12;
}

.calc-chart__track {
  stroke: rgba(255, 255, 255, 0.1);
}

.calc-chart__principal {
  stroke: rgba(255, 255, 255, 0.35);
  transition: stroke-dasharray 0.55s ease, stroke-dashoffset 0.55s ease;
}

.calc-chart__interest {
  stroke: var(--gold);
  stroke-linecap: round;
  transition: stroke-dasharray 0.55s ease, stroke-dashoffset 0.55s ease;
  filter: drop-shadow(0 0 6px rgba(212, 175, 55, 0.45));
}

.calc-emi-center {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 24px;
}

.calc-emi-center__label {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.6);
  margin-bottom: 4px;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  font-family: var(--font-heading);
  font-weight: 600;
}

.calc-emi-center__value {
  font-family: var(--font-heading);
  font-size: clamp(1.35rem, 2.4vw, 1.7rem);
  font-weight: 700;
  color: var(--gold);
  line-height: 1.15;
  transition: transform 0.3s ease;
}

.calc--updated .calc-emi-center__value {
  transform: scale(1.05);
}

.calc-legend {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 16px;
  position: relative;
  z-index: 1;
}

.calc-legend__item {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  padding: 12px 14px;
}

.calc-legend__row {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.65);
  margin-bottom: 4px;
}

.calc-legend__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  flex-shrink: 0;
}

.calc-legend__dot--principal { background: rgba(255, 255, 255, 0.4); }
.calc-legend__dot--interest { background: var(--gold); box-shadow: 0 0 8px rgba(212, 175, 55, 0.5); }

.calc-legend__value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--white);
}

.calc-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-top: auto;
  position: relative;
  z-index: 1;
}

.calc-stat {
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 14px;
  padding: 14px 16px;
  backdrop-filter: blur(10px);
}

.calc-stat__label {
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.55);
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  font-family: var(--font-heading);
  font-weight: 600;
}

.calc-stat__value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--white);
}

.calc-cta {
  margin-top: 18px;
  position: relative;
  z-index: 1;
}

.calc-cta .btn {
  width: 100%;
  padding: 15px 24px;
  font-size: 0.85rem;
  border-radius: 10px;
  box-shadow: 0 8px 24px rgba(212, 175, 55, 0.3);
}

.calc-note {
  margin-top: 14px;
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.42);
  line-height: 1.55;
  position: relative;
  z-index: 1;
  text-align: center;
}
/* ========== CONTACT MODAL ========== */
body.modal-open { overflow: hidden; }

.modal {
  position: fixed;
  inset: 0;
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}

.modal.is-open {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(2, 0, 33, 0.72);
  backdrop-filter: blur(8px);
}

.modal__dialog {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 520px;
  max-height: min(92vh, 720px);
  overflow-y: auto;
  background: var(--white);
  border-radius: 20px;
  box-shadow: 0 30px 80px rgba(2, 0, 33, 0.35);
  transform: translateY(24px) scale(0.96);
  transition: transform 0.35s ease;
}

.modal.is-open .modal__dialog {
  transform: translateY(0) scale(1);
}

.modal__header {
  background: linear-gradient(135deg, var(--primary) 0%, #0B0B5C 100%);
  color: var(--white);
  padding: 28px 28px 24px;
  position: relative;
  overflow: hidden;
}

.modal__header::before {
  content: '';
  position: absolute;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: rgba(212, 175, 55, 0.15);
  top: -60px;
  right: -40px;
}

.modal__eyebrow {
  font-family: var(--font-heading);
  font-size: 0.72rem;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 8px;
  position: relative;
}

.modal__header h2 {
  color: var(--white);
  font-size: 1.55rem;
  margin-bottom: 6px;
  position: relative;
}

.modal__header p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.9rem;
  position: relative;
  margin: 0;
}

.modal__close {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  border: 1px solid rgba(255, 255, 255, 0.15);
  transition: all var(--transition);
  z-index: 2;
}

.modal__close:hover {
  background: var(--gold);
  color: var(--primary);
  border-color: var(--gold);
}

.modal__close svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

.modal__body {
  padding: 28px;
}

.modal__body .form-row {
  grid-template-columns: 1fr 1fr;
}

.modal__footer-note {
  margin-top: 14px;
  font-size: 0.78rem;
  color: var(--text-muted);
  text-align: center;
}

.modal__footer-note a { color: var(--gold); }