Typically KYC (Aadhaar/PAN), income proofs (salary slips or ITR), bank statements, and property documents. Exact requirements vary by lender and employment type — we provide a personalised checklist after your first consultation.
SIPs invest a fixed amount at regular intervals, helping average purchase cost over time. Lump-sum investing deploys capital at once and may suit those with surplus funds and a clear market view. Many clients use a mix of both.
Yes. We assess profile strengths, suggest lenders more flexible for your case, and advise on steps to improve eligibility before or during the application.
We facilitate comparisons and applications through authorised insurer partners. Policies are issued by the respective insurance companies; we help you choose and complete the process smoothly.
Initial consultation and product comparison for most loan products is free for clients. Any specialised advisory fees are disclosed clearly before you proceed.
We aim to respond to all enquiries within one business day. Urgent cases received during working hours are often contacted the same day.
Yes. While our office is in Mumbai, we support clients across India through digital documentation and partner networks.
Term plans focus on pure protection at lower premiums. Endowment and ULIP-style plans combine insurance with savings or investment components and usually cost more. We help match product type to your primary need.